Insurance Services

At Spies and Associates, we work closely with you to identify your short- and long-term financial plan.

We take the time to understand your unique needs and priorities, ensuring you feel confident and comfortable throughout the process. From there, we build tailored solutions and strategies designed to help you manage your financial plan and achieve the life goals that matter most.

Our Core Insurance Services

Protect what matters most with tailored cover for every stage of life.

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Personal Insurance

Plan for the future with solutions that include life cover, disability cover, income protection, and retirement planning.

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Short-Term Insurance

Comprehensive cover for your car, home, business, or valuables, giving you peace of mind in unexpected events.

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Estate Planning

Ensure your assets are managed wisely and passed on smoothly while optimising your investments to reduce taxes.

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Wills & Trusts

Protect your wealth and provide for the next generation with well-structured wills and trust solutions.

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Personal Cover

Protect yourself and your loved ones with life, disability, illness, and funeral cover for life’s uncertainties.

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Medical Funds (MedXpert)

Affordable, flexible health insurance designed to keep you and your family covered when it matters most.

Your Protection, Our Promise.

With Spies and Associates, your protection isn’t just about insurance—it’s about securing the life and future you value most.

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Trusted Expertise

Our team of CFP® professionals and qualified advisers bring decades of experience and industry knowledge.

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Tailored Coverage

Every policy is designed to suit your unique needs, whether personal, family, or business.

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Integrity and Transparency

Honest advice and clear guidance are at the heart of everything we do.

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Personal Support

We take the time to know you, making sure your coverage aligns with your life goals.

What types of insurance do you offer?

We provide a comprehensive range of insurance solutions, including life, disability, critical illness, funeral cover, short-term insurance (car, home, business, and agricultural), and estate planning. Every policy is tailored to your personal or business needs

Why should I choose Spies and Associates for my insurance?

As part of the Old Mutual network, we combine trusted, industry-leading products with personalised advice. Our experienced advisers take the time to understand your goals, providing coverage that protects your financial future with integrity and clarity.

How do I know how much coverage I need?

We conduct a full risk and needs analysis to determine the appropriate coverage for you and your family. Our advisers consider your income, assets, liabilities, and long-term goals to recommend a solution that fits your life.

Can I adjust my coverage as my life changes?

Absolutely. Life changes, and so should your insurance. We regularly review your policies to ensure your coverage remains suitable for your evolving needs.

How do I get started?

Contact our team to arrange a consultation. We’ll review your needs, explain your options, and help you choose the insurance solutions that provide peace of mind for you and your loved ones.